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    Affordability

    Advocate for a State Mortgage Recording Tax Exemption

    Calls for a state exemption from the mortgage recording tax for certain first-time homebuyers.

    Date Promised
    February 3, 2025
    Owner Agency
    Mayor's Office
    Requires State Action
    Yes
    Last updated: January 2, 2026

    Overview

    • • The Mamdani administration would advocate for a mortgage recording tax exemption for low- and middle-income first-time homebuyers.

    • • The mortgage recording tax currently ranges from 50 cents to $1 per $100 of mortgage financing.

    • • Implementing the exemption would require changes to state law governing the mortgage recording tax.

    Sources